Important Information

Risk Disclosure & Important Information

Understanding the risks and considerations of property ownership through NairaPacket is essential for making informed decisions about your economic ownership journey.

Introduction

NairaPacket is an economic ownership platform that allows you to own portions of verified properties in Nigeria. While we strive to provide a secure and transparent platform, all property ownership involves certain risks that you should understand before participating.

This disclosure is designed to help you make informed decisions about your property ownership through our platform.

General Property Ownership Risks

Market Value Fluctuations

Property values can increase or decrease due to economic conditions, location changes, supply and demand, and other market factors beyond our control.

Maintenance & Repairs

Properties may require unexpected maintenance, repairs, or improvements that could affect the property's value or generate additional costs.

Legal & Regulatory Changes

Changes in property laws, zoning regulations, or government policies may affect property values or ownership rights.

Tenant & Occupancy Risks

Rental income may vary due to vacancy periods, tenant issues, or changes in local rental market conditions.

Platform-Specific Considerations

Fractional Ownership Model
  • You own a fraction of the property, not the entire property
  • Decisions about property management are made collectively or by designated property managers
  • Your returns depend on the performance of the specific property you own packets in
  • Secondary market liquidity may vary based on demand for specific properties

Financial Considerations

Potential Benefits
  • Property appreciation over time
  • Rental income generation
  • Portfolio diversification
  • Lower entry barriers to property ownership
  • Professional property management
Potential Risks
  • No guaranteed returns
  • Property values may decrease
  • Rental income may be irregular
  • Limited control over property decisions
  • Secondary market liquidity risks

Regulatory Compliance

Our Commitment

NairaPacket operates under Nigerian financial regulations and maintains compliance with:

  • ANMFIN (Association of Nigerian Model Finance Institutions) certification
  • SCUML (Special Control Unit against Money Laundering) compliance
  • Nigerian property ownership and transfer laws
  • Consumer protection regulations
ANMFIN Certified SCUML Compliant

Important Disclaimers

  • No Guaranteed Returns: Property ownership through NairaPacket does not guarantee profits or returns. All property ownership involves risk.
  • Past Performance: Historical property performance does not guarantee future results.
  • Professional Advice: Consider consulting financial advisors before making property ownership decisions.
  • Platform Risk: While we maintain high security standards, technology platforms carry inherent risks.
  • Market Conditions: Economic conditions in Nigeria and globally may affect property values and platform operations.

Your Responsibilities as a Property Owner

Read and understand all property documentation
Monitor your property performance regularly
Keep your account secure and updated
Ask questions if you don't understand something

Have Questions?

Our team is here to help you understand any aspect of property ownership through NairaPacket.

Contact Our Team