Turn ₦5,000 into real wealth.

Own part of land, homes, schools, event centres, stocks, treasury bills, and more — all from one wallet.

🏠 Real Estate 📈 Stocks 💰 Treasury Bills

The Problem

Building wealth shouldn't feel impossible. Yet today:

High Entry Costs

Buying property outright costs millions upfront.

Locked Capital

Once money is locked in land or buildings, it can't be used elsewhere.

Complex Investments

Stocks, treasury bills, and mutual funds feel complex or reserved for elites.

Idle Savings

Everyday savings just sit idle without growth.

The Solution: Shared Ownership

With NairaPacket, you don't need millions to own valuable assets. You can start small and still earn your share of profits.

"I own 1% of that event centre in my city, and every month I get my share of the rental income."

Land Investment Example

A land worth ₦1,000,000 can be co-owned by 10 people contributing ₦100,000 each.

Building Investment Example

A building worth ₦100,000,000 can be co-owned by 100 people contributing ₦1,000,000 each.

This means you can spread your money across multiple properties while enjoying the benefits of ownership.

Benefits of Shared Ownership

Profit Sharing

Earn when properties are sold.

Rental Income

Receive monthly or annual rent dividends.

Collateral Value

Use your digital stake to unlock loans.

Liquidity

Sell or transfer your share anytime.

Access & Pride

Own part of prime assets once out of reach.

Diversification

Spread risk across multiple assets.

Beyond Real Estate

NairaPacket is a universal wealth wallet. In one app, you can invest in:

🏠 Real Estate

Land, homes, schools, event centres, hostels

💰 Treasury Bills

Safe, government-backed yields

📈 Stocks

Nigerian & global markets

📊 Mutual Funds

Diversified, professionally managed portfolios

How It Works

1
Pick an asset

Choose from real estate, stocks, treasury bills, or mutual funds

2
Contribute money

Invest alone or with others to co-own valuable assets

3
Earn profits

Get returns from rent, dividends, or resale profits

4
Stay flexible

Sell or transfer your share anytime through our marketplace

Core Experience

Invest Smarter
  • ✓ Shared Ownership
  • ✓ Direct Ownership
  • ✓ Wealth Dashboard
Grow Steadily
  • ✓ Automated Savings
  • ✓ Partner Ecosystem
  • ✓ Credit Access
Stay Flexible
  • ✓ Exit Anytime
  • ✓ Secondary Market
  • ✓ Instant Transfers

Inclusive for Everyone

Multi-language support:
English, Yoruba, Pidgin
Multiple access:
Smartphones & feature phones
USSD/SMS support:
Works without internet

Partners & Ecosystem

Microfinance Banks & Cooperatives

Onboard users and earn commissions through our partner network.

Lenders

Provide loans backed by user stakes and digital asset ownership.

Asset Managers & Trustees

Provide structure, trust, and oversight for all investments.

Our Vision

To make wealth-building possible for everyone — no matter their income.

⚡ NairaPacket is not just an app — it's a movement.

Join thousands of Africans building wealth one packet at a time.