The Future of Real Estate & Wealth in Africa — Starting from ₦10,000.
Minimum Investment
Digital Ownership
Trading Available
₦10,000 / packet
65% funded • 127 investors
Traditional real estate makes ownership difficult — expensive titles, delayed allocations, and zero access to credit. NairaPacket changes that.
We turn verified real estate into digital assets you can own fractionally, use as collateral, earn from, or exchange — all from your phone.
Buy verified land or rental property fractions starting from ₦10,000. Your ownership is recorded in a digital asset ledger, giving you transparency and security.
Use your fractional property as digital collateral and get loans directly from other users through escrow, or from our bank-backed credit system.
Invite trusted users to create escrow lending agreements inside the app — secured automatically by the system. No marketplace, no middleman — just verified users and smart contracts.
Need liquidity? Sell or transfer your digital property fractions securely to another verified user through our secondary market.
Access curated mutual funds and stock portfolios, powered by partners like ARM and RiseVest, to grow your earnings beyond real estate.
Your property value — unlocked, verified, and tradable. Get verified digital title certificates, access to credit and liquidity, and legally recognized custody.
Even though the property's C of O stays with the developer, NairaPacket digitizes ownership and partners with regulated banks to make your fractions financially valid.
When property packets are expanded to include more investors, your ownership share adjusts, but your monetary worth stays the same.
Every change comes with an official investor report for full transparency.
NairaPacket is a member of the Association of Non-Bank Microfinance Institutions of Nigeria (ANMFIN) and holds a SCUML Certificate — ensuring compliance with EFCC and AML standards for safe, transparent financial operations.
We're not fund managers — we partner with trusted institutions like ARM and RiseVest to deliver regulated investment opportunities.
Our platform works seamlessly on:
Powered by Apache Cordova, the NairaPacket app is fully responsive and optimized for all devices.
| Challenge | Our Solution |
|---|---|
| No individual C of O | Verified digital ownership certificate |
| Developers using titles for loans | Custodian-backed property verification |
| Delayed allocation | Instant digital allocation |
| Lack of liquidity | Secondary market for quick transfers |
| No access to credit | Bank-backed & peer-to-peer lending |
| Poor transparency | Real-time dashboard & audit trail |
To democratize property ownership and unlock financial opportunities for everyone.
To make verified real estate and alternative wealth: